Information from Northwest Iowa Small Business Development Center

Approved Counties: Clay, Emmet, Lyon, Plymouth and Sioux


This is actually a VERY easy site to navigate and I suspect people can do most of this on their own. If you need assistance, reach out to me…if they need internet connection, laptop usage, a guiding hand, etc…..

–  It mentions the use, terms, payments, etc.



This one is a little more tricky

Individuals and business owners who sustained losses in the designated areas can begin applying for assistance by calling 1-800-621-3362.

Other options include registering online at or downloading the FEMA app.


They have made this very self guided

What to Expect When You Apply Online

–  Disaster is Declared
After a major disaster, the President may declare Individual Assistance for certain damaged areas in a state. If you live in one of these areas, you may qualify to apply

Create an Account on
You need to create an account so you can do a few things:

Save your application to finish later, get your status and respond to messages, and upload documents.

Gather Your Personal Information
You’ll need to have as much of the following info ready as you can:
Home, mailing, and email addresses; phone number; Social Security number (SSN); banking and insurance info.

Fill Out the Application
Enter as much detail as you can. You can go back to your account later to enter anything you don’t have handy now.

Review and Send Your Application
Check what you’ve entered, make changes if you need to, and send your application to FEMA. Remember to save and keep your Application ID. You’ll need it anytime you talk with FEMA.


FEMA Reviews Your Application
If FEMA can’t qualify you based on your application alone, we may request more info or to inspect your home.

Check Your Email
FEMA will email you when you have messages in your account.

Check Your Status
You can sign in to your account at any time to check the status of your application.

Get Payment
If you qualify, FEMA will send a payment using the method you choose. You can get a direct deposit or a check by mail.